The Breckpoint® Solution

The Breckpoint® Trucking program focuses on safety-oriented, like-minded, and favorable loss operators throughout the United States. The trucking insurance carriers have typically used the risk of good operators to pay for the poor operators in their program. As operators in the trucking industry adopt new technology and safety mechanisms, joining Breckpoint® gives them the opportunity to financially benefit from their investments.

Acrisure's Competitive Advantage

Many transportation companies are looking to adopt group captive insurance strategies to regain control over the cost and coverage of risk and turn an expense (premiums) into a protected asset. There are several other advantages of participating in the Breckpoint® Captive:

  • Underwriting profit returned to members
  • More predictable / stable premiums
  • Improved and streamlined claims management
  • Protection from catastrophic risk
  • Improved insurance capacity to counteract the shrinking commercial insurance market
  • Reduced administrative costs

  • Competitive Commissions

  • Simplified submission and renewals

  • Clients know the worst case scenario before joining

  • Adjustable retention

Submission Guidelines

Clients who meet the following criteria should consider adding this captive option to your proposals:

Any of the following lines of coverage: WC, AL, GL, APD
Minimum Premium of $250,000 for any or all of the lines above
Good Loss history over the last 5 years
Safety oriented and a desire to take control of their insurance destiny
Ideal Cab score 70 or lower